Dressing up isn't like it used to be. In the old days, deciding what jewelry to wear was simple: Imitate Grace Kelly and Audrey Hepburn and you'd be fine. Though that rule of thumb certainly still holds true, jewelry-wearing is exponentially more complicated for women these days. What do you wear to work? What's appropriate for a day wedding? Are diamonds too much for day? How can you express your personality in the jewelry you wear?

Q
I have a little black dress that I'm planning to wear to a friend's 40th birthday party. I want to add a bit of color with my jewelry, but I'm not sure what to wear. I also want to show off my personality. I consider myself to be an outgoing, independent woman with a quirky, unique style. -- Party girl in San Francisco

A
There's no better way to add a shot of color to an outfit than to wear colored gemstones. And a modern, unique design will also show off your personality. Try one (or two, or three) of these stackable marquise-shaped gemstone rings in 18 karat white or yellow gold . You can choose from purple amethyst, golden citrine or blue topaz, but no matter which you prefer, one thing's for sure: you'll never look ordinary.

Q
As a lawyer, I have to look professional almost every day (no casual Fridays for me). I typically wear a conservative-looking pantsuit, in gray, black or brown, with a crisp white tailored shirt underneath. However, I often have to work hard to find the right jewelry to go with my outfit. I'd like to have a couple of combinations that I can choose from every day. I want to look professional but pretty but I don't want to think too much about it. Any suggestions?
-- Attorney in New York City

A
When you're working, it's best to keep your jewelry as simple and wearable as possible. Also, stay away from anything too expensive -- you don't want to worry about anything falling off during the day when you should be working! Try this simple but elegant infinity link bracelet and necklace set in sterling silver, which goes perfect with a tailored pantsuit. Add a beautiful sculptural silver ring and you'll be ready to head for the office. You can also go with bold gold -- this rectangular square cuff, necklace and bracelet surely make a statement for success.